Apply to
Chinese Universities
What Kind of Insurance Should Be Bought By Foreign Students?
This article "What Kind of Insurance Should Be Bought By Foreign Students?" shows you all related information, tips, and step by step guide about What Kind of Insurance Should Be Bought By Foreign Students?, check "What Kind of Insurance Should Be Bought By Foreign Students?" and learn tips about What Kind of Insurance Should Be Bought By Foreign Students? on CUCAS!

It is required by the ministry of education in China that insurance is required for all foreign students who pursues higher education in China for a period over 6 months (students who hold an X1 visa). Students can purchase their insurance either from their own country or from the university admission office during registration. Many universities do require students to purchase the foreign students overall insurance plan in China.

  • Foreign Students Overall Insurance Plan

Take Ping An Life Insurance Company, one of the major insurance companies in China, as an example. It provides a comprehensive insurance and protection scheme for foreigners staying in China. The insurance premium is RMB 400 per half year (one semester). The liability for death + accidental disability coverage is RMB 100,000. The medical treatment for accidental injury coverage is RMB 20,000. The hospitalization medical treatment insurance coverage is RMB 400,000.

  • Other types of insurance for foreign students in China

1) Travel Insurance
2) Student Health Insurance
3) Emergency Insurance

Travel insurance is suitable for students who study less than a period of 6 months. For students who are going to study in China for more than 6 months, they should have emergency insurance or student health insurance. If students would like to choose a plan which covers outpatient in China, insurance premium will be largely increased. In fact, physical consultation is actually quite cheap in China.

In order to purchase the right insurance, students should carefully read the restriction / exception clauses in the insurance policy. Students should also carefully consider their insurance needs, especially the thoroughness of the coverage.

Related Articles               Related Questions

  • Hebei Medical University MBBS Fee Structure
    Hebei Medical University, located in Shijiazhuang, Hebei Province, North China Plain, was established in 1894, basically founded from the London Hospital by the British people in 1879. In 1881, it offered the medical school to cultivate the medical talents. It is one of the oldest universities in China.
  • Which language should I learn,Chinese or French?
    Sip a cup of coffee with the beautiful French chanson,enjoying the peaceful view of the Champs Elysees.For some,this is what they imagine the life in France to be.Indeed,speaking fluent French is not regarded a symbol of elegance just these days.Because of the great achievement of Louis XIV,French was once the most welcomed language in the area of diplomacy in Europe.During the same period,China was in Qing dynasty,ruled by KangXi,with whose achievement China topped the list of GDP in those years and provide the world with countless amazing works of art.Besides,as world changes,China has been developing into a country that no one can ignore.It’s quite sure that mastering Chinese may open a door for one who hope for a better tomorrow.Considering the pros and cons,which language should we study?
  • Which one should I choose,Shanghai Jiaotong University or Donghua University?
    Study Donghua University or Shanghai Jiaotong University,which one is best for you?
  • Which university in Beijing should you choose, BLCU or BFSU?
    Study Chinese in BLCU or BFSU, which university is suitable for you?
  • Which is the better place for you to study Chinese,your home or China?
    As the second largest economic body all over the world,China is playing a more and more important role today.As a result,a growing number of companies are building a business relationship with China.This phenomenon urges people who hope for a successful career to be a skilled Chinese user.
  • A recommendation of universities for study Chinese in Beijing
    While the living cost of a big city may place a burden to some students,it’s still a better option for international student to start his new life in big cities like Beijing or Shanghai,for these cities can not only offer more top-class universities,but also some convenient facilities that can not be found somewhere else.Having decided to apply for a school in Beijing,do you know which one is the best for you?
  • Beijing or Shanghai,which is the better city for Chinese study?
    Speaking of study Chinese,China is definitely the best place,where one can take advantage of all kinds of resources to learn,practice and correct the errors,thus perfect his Chinese speaking ability.It’s well known that being in big cities like Beijing and Shanghai can be a lot more convenient for a foreigner.But,which one of the two cities,which have totally different characters ,is the better one?
  • Join 2015 China Winter Camp to Be a Modern Marco Polo
    Marco Polo, an Italian merchant traveller in 13 century, when 17, followed his father and his uncle to the ancient China -- Yuan Dynasty, and stayed there for 24 years.
  • 2016 Study in China: What Experts Say?
    2016 Study in China: What experts say?
  • 2016 Top Recommended Universities by Aerospace Engineering
    2016 Top Recommended Universities by Aerospace Engineering